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Individual Life Insurance in Birnamwood WI & Weston WI

Reassurance for you and your Loved Ones.

Resch Insurance Agency provides life insurance to individuals in Birnamwood, Weston , Wausau, Mosinee, Stevens Point, Antigo, and surrounding areas.

Many individuals consider life insurance to be the cornerstone of a sound financial plan. And while no one likes to think about passing on, Life Insurance can relieve you of the financial worry your loved ones may face in the event of your passing. 

Your beneficiaries will be able to use your Life Insurance policy to help pay for anything from expensive funeral costs and estate taxes to making up for lost income or funding your child’s education. It can even be used to continue payments on your mortgage to help ensure that the family home stays in the family.

At Resch Insurance Agency, we know that choosing a Life Insurance plan is a big decision with many important factors to consider. Our knowledgeable team of insurance professionals is committed to walking you through the process and providing you with the best insurance solution to give you and your family the reassurance they deserve. 

Types of Individual Life Insurance

Resch Insurance Agency offers several different coverage options for your consideration including term life, whole life, and more.

Term Life – This is typically the simplest and least expensive insurance option. Term life insurance provides coverage at a fixed rate for a specified period of time. It’s a benefit policy that’s used primarily to cover financial responsibilities of the insured, with the benefit to be paid only if the insured were to die during the specified term. Most term life policies can be converted to a more permanent insurance solution such as whole life or universal life insurance.   

There are two types of term life insurance: 

  • Annual Renewable Term is purchased for a period of one year, with the death benefit to be paid only if the insured were to die during that one-year term, along with the option to renew after the term period.
  • Level Term Life guarantees a fixed premium for a given period of time, usually in terms of 10, 15, 20, or 30 years. Your premium is based on your age and coverage options, with longer terms being more expensive.
  • Whole Life – As the most common type of permanent insurance, a whole life policy guarantees a death benefit for the lifetime of the insured as well as a cash value account for savings. Your premium remains constant throughout the duration of policy while payments over and above your premium are credited to your savings, which earn a fixed rate of interest. 

Resch Insurance Agency is here for you

There are many things to take into account when purchasing life insurance, and changes in your life situation can reflect changes in your insurance requirements. That’s why it’s important to carefully consider the different policy options and ensure that you have the right solution to meet your long-term life insurance needs. 

An insurance specialist with Resch Insurance Agency will review your current life insurance situation and help you design a policy to plan for the future. 

At the end of the day, one of the biggest investments you can make is an investment in yourself. 

As your personal situations change (i.e., marriage, birth of a child or job promotion), so will your life insurance needs. Care should be taken to ensure this product is suitable for your long-term life insurance needs. You should weigh any associated costs before making a purchase. Life insurance has fees and charges associated with it that include costs of insurance that vary with such characteristics of the insured as gender, health and age, and has additional charges for riders that customize a policy to fit your individual needs.

Our Location

Birnamwood

383 Main St
Birnamwood, WI 54414
Main office: 715-449-2351

Our Providers

Testimonials

We have had nothing but great experiences working with Resch Insurance. We initially signed on because of Resch's fair policy rates, but have been so amazed by the Helpful, Friendly, Timely service provided by their agents. It's comforting to be able to trust that all of our insurance-related questions will be answered honestly, and any time we need assistance filing a claim, there is an accommodating agent available to help with the process.
Danae N. - Mosinee, WI
I just wanted to tell you "thank you" for being so prompt in checking on my auto insurance premium when I called your office with concerns of the increase. I appreciate your friendliness and concern for me. It's nice to have an agent close on hand, to talk to in person or by phone. Thanks again for all your help!
Lana S
Clay Zogata and Nationwide Insurance is my team of choice for superior insurance services. Rest assured, you never have to worry when you need someone "On Your Side."
Fred S. - Wausau, WI
Gregg's plain talk of insurance with a side of golf humor made my insurance buying experience fun and easy. Thanks Gregg!
Tom J. - Wausau, WI
Alan Resch knows how to work with insurance carriers to get my insurance needs taken care of now! Thanks Al, for all your hard work!
Brad B. - Birnamwood, WI
We used to be with another larger company. Our rates and service declined and we started shopping around. Once we started working with you we were very pleased at the personal and prompt service. Even once moving to Green Bay, you were able to provide us with quality policies at a very competitive premium. My husband and I have all of our insurance policies with you and we could not be happier. Any claims we have had were handled very professional and with top notch quality. It is always a pleasure speaking with you and you are always prompt with any questions that we might have. Every few years we like to shop around just to be sure we are getting the best plans at the best price and you have managed to provide just that.
Ellen G - Green Bay, WI
I don't know much about insurance, so when it was time to start searching I was lost. I had called a few places for quotes but felt like just another customer. After calling Clay at Resch Insurance I felt like a friend. Not only did he give me a quote the same day but he made it simple and easy to understand. It was affordable and definitely the right choice for my family. Thanks Clay!
Carrie P. - Wausau, WI
Tammy is so wonderful to work with. I always enjoy talking with her when I have a question. Tam is friendly and always glad to help me out when my mind can't quite get around the insurance lingo!
Sandy M. - Antigo, WI
My first introduction to Resch Insurance was for business purposes. I walked into Resch Insurance without an appointment and was immediately greeted by a friendly and courteous staff. Agent, Clay Zogata took time out of his busy schedule to meet with me. I had spoken with many insurance agencies that day and Clay was, by far, the most courteous and friendly. Since then, I have transferred all of my business and personal insurance needs to Clay at Resch Insurance. He handles all my insurance needs with prompt and professional service. I recommend Clay to my customers and friends. I find that in the past 7 years of knowing him, he has never let me down. It's not only that he carries a variety of insurance companies to meet everyone's needs, but he is knowledgeable and can recommend which policy best fits his client's needs. I have never been let down by Clay or any of the staff of Resch Insurance. They remain my #1 recommendation.
Natalie - On-Q Collision Center, Inc. - Ringle, WI
I can't say enough about what Clay Zogata did to help my husband and I with our insurance needs, including our most recent change over to a new carrier for our rental property. Now we have our home, auto, rental and umbrella with one insurer and one agent. Allied Insurance and Resch Insurance - we couldn't be happier with the service we've received from both.
Sue & Don W. - Weston, WI